General liability insurance in
Auburn, WA is here to protect your business from pesky lawsuits that could have
the potential to shut its doors permanently.
If
you’re in business, then you already know that your personal liability
insurance won’t cover losses that are related to your business activities. You may
think you’re the most careful business owner, but some things are out of your
control. What if you, your product/service, or an employee causes, or is
alleged to have caused, bodily injury or property damage to a third party?
An
expensive lawsuit could wipe you off the face of the business map before you
are able to build a name for yourself. Business general liability insurance in
Auburn, WA is exactly what you need to cover these kinds of risks that pose
real threats to your business.
Whatever
can go wrong, could.
Protection
against claims for bodily injury and property damage that occur on your
premises or from your products is something all business owners need. You never
know what’s around the next corner.
These
policies can be written on an occurrence basis or a claims-made basis. If the
policy is on an occurrence basis, the insurance company will pay claims only
for damage or injury that happens while your policy is in effect. If, however,
the policy is written on a claims-made basis, the insurance company will pay
claims filed during the time the policy is in effect, no matter the time the
incident actually occurred.
Checking
your policy for exclusions is a must. You don’t want to be caught off-guard
when you think you’re covered for something but, as it turns out, you’re not.
Things to check are pollution, environmental liability, manufacturers and
contractors insurance, and product liability insurance.
Contact HBT Insurance, your independent insurance agency, to learn
how you can cover your liability with Auburn, Washington business insurance.