A fender bender, even if little
and completely innocent, needs to be treated with all seriousness.
Fender
benders can vary wildly in terms of severity. On the weak end of the spectrum,
one can find a bumper to bumper going 0.01 mph causing absolutely no damage. On
the intense side of the spectrum, one will see both cars’ bumpers doing their
job and collapsing, absorbing as much of the impact as they can to avoid major
car damage. No matter where your accident lies, they should all be treated the
same.
Here’s what you should do when you are involved in a fender bender.
1. Pull over
If
your cars have the ability to move, you should pull over to the side of the
road. Remember the universe doesn’t revolve around you and there’s plenty of
traffic behind you. They shouldn’t suffer because of your mishap. One you’ve
pulled over, you should make sure that everyone is OK.
2. Exchange information
Your
insurance companies need to communicate with one another to see who is
responsible for paying the damages.
3. Take pictures
Pictures
provide photographic evidence to any court or insurance company that requires
them. In addition to photographing the damages done to both cars, you should
also take pictures of the other driver’s license plate and license.
4. Call the police
Cooler
heads may prevail, but not always. By calling the police, you make sure that an
objective report is written about your accident. If the other person files a
report and you don’t, it’ll be your word against theirs.
Most
of the time, fender benders are an annoyance. But without the right insurance,
they can be devastating. When it comes to finding the right car insurance in
Auburn, WA, contact HBT Insurance.
Serving Auburn, South King County, and surrounding Washington areas, we will
work with you to make sure you have the coverage that you deserve.